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100% guarantee returns on sum assured upon maturity
MaxSaver offers you growth through the added reassurance of a guaranteed return of sum assured upon maturity. This payment is guaranteed regardless of the performance of the investment market, you can be reassured of being closer to your savings target.
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2 premium term options
Choose from MaxSaver 8 that offers you a choice of a limited pay regular premium plan with a premium term of 8 years and coverage of 15 years, or MaxSaver 60 – a regular premium plan that requires payment till age 60. By choosing the payment term best suited to your individual needs, you can reach your savings target more easily.
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Hassle-free issuance upon application1
Application for the MaxSaver plan is amazingly easy! With just one health declaration and you can start moving towards a brighter future in no time at all!1
Important Information
1 Policy issuance of MaxSaver (without supplementary benefits) is subject to one health declaration and on condition that customer has not been diagnosed by a doctor in the past 1 year to be terminally ill. Terminal illness is the conclusive diagnosis of an illness that is expected to result in death of the Life Assured within 12 months.
Illustrative examples
1. Alvin, a non-smoker male age 24, would like to start saving to prepare for important milestones in life, like getting married or buying a new home. He plans to set aside S$3,500 a year for the next 8 years.
2. Mrs. Tan , a non-smoker female age 40, would like to plan for her retirement by setting aside S$7,200 a year for the next 20 years i.e. till age 60.
| MaxSaver At a Glance | |
|---|---|
Premium Payment Term |
MaxSaver 8: a limited pay regular premium plan with a premium term of 8 years and coverage of 15 years.
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Death Coverage |
MaxSaver 8: 15 years
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Bonuses |
Reversionary Bonus (RB) is declared annually starting from the end of the 1st policy year plus Terminal Bonus (TB) (if any) |
Surrender Value |
Equivalent to: guaranteed cash value, accumulated Reversionary Bonus and Terminal Bonuses (if any) |
Death Benefit |
Equivalent to: 101% of annualized premium1 OR total Surrender value upon death (whichever is higher) |
Important Information
1 The Annualised Premium used to compute the Death Benefit will be based on the last payment mode selected immediately before the death claim.
2 The guaranteed return at maturity is 100% of the sum assured.
3 Based on a projected investment rate of return of 5.25%. The projected rate of return and the bonus rates used for the examples are not guaranteed, actual benefits may vary according to the future experience of the Participating Fund.
AXA offers a wide range of supplementary benefits to complement your plan and look forward to a secure future with your loved ones.
| Supplementary Riders | Benefits |
|---|---|
Payer PremiumEraser |
Waives future premiums until the expiry date of this Rider, upon the event of death or Total Permanent Disability. |
Payer PremiumEraser Plus |
Waives future premiums until the expiry date of this Rider, upon the event of death, Total Permanent Disability or diagnosis of any of the Critical Illness. |
Critical Illness Plus |
Provides protection to reduce financial burden when the Life Assured is diagnosed as having a Critical Illness during the term of this Supplementary Rider. |
Critical Illness PremiumEraser |
Waives future premiums upon the diagnosis of any of the Critical Illness. |
Secure Term |
It provides an additional lump sum payout upon death, Terminal Illness or Total and Permanent Disability (before the age of 65) of the Life Assured for a specified duration (term). |
To apply, please ask your personal adviser to recommend appropriate packages that best suit your needs to ensure your coverage remain relevant.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
A product summary is available and may be obtained from AXA Life Insurance Singapore Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy.
The above is for your information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.
The insurance policy featured in this website is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you should you buy the policy. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme (Life Insurance).
