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Pulsar

Pulsar

Experience no more missed opportunities in the future. Be empowered to have the best in life when you plan for your once-in-a-lifetime wedding, your children's education, your dreams to travel the world and simply to enjoy your golden years. The future does not have to be uncertain. Start saving for your life choices with Pulsar.

Discover convenience with Pulsar

Choose to pay your premiums over any period ranging from five to 30 years and you can also enjoy the flexibility to increase1, decrease or even take a break (for up to 602; months from the 19th policy month onwards) from premium payment to adapt to your changing lifestyle needs.

Adapts to your different life stages

Pulsar can help you to pursue your goals, be it for further education, wedding, retirement nest egg or whatever your personal life goals may be.

An opportunity to accelerate your wealth

For a premium payment term of 10 years and more, enjoy Start-up Bonus from AXA Life in the form of additional units. On top of that, AXA Life will also pay a one-off Loyalty Bonus on the policy for Premium Payment Terms of 20 years or more. The longer you invest, the greater your opportunity of increasing your wealth.

Wide selection of funds

Choose from a wide range of over 60 funds from both local and internationally reputable fund management companies. You can gain exposure to best of class investment strategies that cuts across a variety of industry and geographical sectors, making it easier for you to build a well diversified investment portfolio. You can hold up to 10 funds at any time, and what's more – you can have unlimited switches at no additional cost.

No bid/offer spread

Make changes to your fund options or make withdrawals on your policy as and when you need it. Manage your money the way you like it.

Clear structure on charges

We understand that you do not want confusion. Pulsar offers clarity in our structure on charges. Refer to the product summary for more information.

Currencies available

Choose to denominate your policy in either Singapore or US Dollar. Look out for more currencies to be added – check with your adviser for the latest updates.

AXA's global presence

AXA has its origins from Paris in the 19th century and has grown from strength to strength over 200 years, extending from Europe to around the world. In the financial markets, AXA is positioned as a global leader in Financial Protection.

Key figures:
  • 95 million clients in 61 countries worldwide
  • 214,000 employees (including exclusive sales associates) worldwide (at December 2010)
  • 91 billion euros in revenues (at December 2010)*
  • 3.9 billion euros in underlying earnings (at December 2010)
Important Information

1 The regular premium may be increased only if it has been reduced, and up to (but not exceeding) the original regular premium committed at policy commencement date. Any reduction in the regular premium

  • is subject to the minimum amount of regular premium determined by the Company from time to time.
  • during the first 3 policy years will terminate the entitlement to the Policy Maintainence Fee Refund.
  • will not reduce the Policy Maintainence Fee which is calculated with reference to the amount of regular premium committed at Policy Commencement date.

2 Policyholder is allowed to take a premium holiday for a total aggregate of 36 months throughout the policy term for Premium Payment Term (PPT) of less than or equal to 10 years or a total aggregate of 60 months throughout the policy term of PPT of more than 10 years.

Pulsar is simple and flexible

Pulsar is here to make that journey simpler. Whatever your goals, you decide, how long, how much, how often and even a choice of currencies for your policy to be denominated in.

Choose to pay your premiums over any period ranging from five to 30 years and you can also enjoy the flexibility to increase1, decrease or even take a break (for up to 602 months from the 19th policy month onwards) from premium payment to adapt to your changing lifestyle needs. Throughout your journey, should you meet with unexpected circumstances, you can decrease your level of payments and have access to your money, when you need it most after 18 months.

Pulsar is the smarter choice - let your money work harder for you

With a premier range of over 60 funds from both local and internationally reputable fund management companies for your selection, you have full control and can be sure your money is working harder for you. Gain exposure to best of class investment strategies that cuts across a variety of industry and geographical sectors, making it easier for you to build a well diversified investment portfolio. You can hold up to 10 funds at any time, and what's more – you can have unlimited switches at no additional cost.

That's not all, for an opportunity to further accelerate your wealth, enjoy Start-up Bonus in the form of additional units and even a one-off Loyalty Bonus on the policy*.

The longer the premium duration that you stay invested, the greater your opportunity of moving one step closer to your goals.

Pulsar gives better assurance against life's uncertainties

In the unfortunate event of your death, you can ensure that your loved ones will be relieved of the financial burden through a lump sum payout.

You decide on the level of death benefit payout:

Pulsar gives better assurance against life's uncertainties

Important Information

1 The regular premium may be increased only if it has been reduced, and up to (but not exceeding) the original regular premium committed at policy commencement date. Any reduction in the regular premium

  • is subject to the minimum amount of regular premium determined by the Company from time to time.
  • during the first 3 policy years will terminate the entitlement to the Policy Maintainence Fee Refund.
  • will not reduce the Policy Maintainence Fee which is calculated with reference to the amount of regular premium committed at Policy Commencement date.

2 Policyholder is allowed to take a premium holiday for a total aggregate of 36 months throughout the policy term for Premium Payment Term (PPT) of less than or equal to 10 years or a total aggregate of 60 months throughout the policy term of PPT of more than 10 years.

* Prepared in accordance with IFRS (International Financial Reporting Standards)

This is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

A product summary is available and may be obtained from AXA Life Insurance Singapore Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy.

The above is for your information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a personal adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a personal adviser, you should consider whether the product in question is suitable for you.

The insurance policy featured in this website is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you should you buy the policy. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme (Life Insurance).
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