You expect many things may change in your life in the years ahead - your income, the number of people who depend on you, your spending priorities. Your protection needs will change too. AXA INSPIRE™ FlexiProtector lets you adjust your Sum Assured upwards or downwards2 as you see fit. The plan also gives you the leeway to allocate more of your premiums to investments, either as a one-time top-up basis or on a regular basis.
There are certain points in your life when you may expect to have enhanced protection – marriage, parenthood and purchase of a new home. AXA INSPIRE™ FlexiProtector's Guaranteed Insurability Option3 gives you the ability to increase your Sum Assured at these stages in your life without the need for medical assessment.
Should you ever consider transferring the insurance coverage of the basic plan to your spouse or your child, AXA INSPIRE™ FlexiProtector Life Replacement Option4 makes it possible.
As the policyowner, you can change the life insured to your spouse or your child. The new insurance charges will be based on the new life assured's age and the protection benefits.
With AXA INSPIRE™ FlexiProtector, you can redeem any potential investment returns by selling your units anytime. You decide when, which ones and how much to sell. The plan gives you the option to redeem partially or on a regular basis to free up your cash for that financial need, anytime.
AXA INSPIRE™ FlexiProtector is a plan that promises to be as individual as you are because you know your protection needs and financial objectives best. The plan comes with a wide range of supplementary benefits, which you only pay for if you need them.
AXA INSPIRE™ FlexiProtector allows you to increase and decrease your coverage to cater for your changing protection needs through the years. With one of the lowest insurance charges in Singapore, you can be sure that your coverage is affordable and cost-efficient.
You can also decide to increase or decrease your investment through regular premium or top ups, aligning it closely to match your financial needs and goals.
We understand that you may need higher protection during significant milestones in life. With AXA INSPIRE™ FlexiProtector, you can be assured that your Sum Assured matches your protection needs with our Guaranteed Insurability Option.
The significant milestone events are:
(a) the Life Assured's legal marriage; or
(b) the Life Assured is having a new born baby; or
(c) the Life Assured is adopting a child through legal means; or
(d) the Life Assured is completing a purchase of a property in Singapore
Transfer your insurance coverage to your loved one with AXA INSPIRE™ FlexiProtector. Life Replacement Option can be exercised to change the life assured to your spouse or child. Upon replacement, the insurance charges on the basic cover and any attaching rider will be based on the attained age of the new Life Assured.