Welcome to AXA Life Insurance Singapore

Contact Us

INSPIRE™

INSPIRE™

While leaving your money in a savings account offers you security and cushions you on rainy days, the returns are relatively low. A more prudent option is to capitalise on experts' know-how and invest in professionally managed funds.

INSPIRE™ is a single premium investment-linked plan offered under AXA INSPIRE™, which lets you reap potential investment returns while you enjoy insurance protection.

  • Take your pick with our flexible options

    Enjoy the flexible features that make it versatile to accommodate the changes in your lifestyle and needs.

    • Invest lump sum with cash savings or CPF contribution.
    • Regularly invest or top-up2 your investment through Recurring Single Premium feature.
    • Exercise full or partial3 withdrawals, or automated pay-out on a regular4 basis for easy access to your investment.
    • Enjoy unlimited FREE5 switches to other INSPIRE™ range of sub-funds.

  • Wide selection of funds

    Choose from the INSPIRE™ range of sub-funds that best suit your life circumstances and needs.

  • Diversifications

    Enjoy easy access to different portfolios to help diversify your investments and reduce investment risks.

  • Insurance coverage at no additional cost

    • FREE 24-hour worldwide insurance protection up to 125% of total invested amount.
    • Coverage1 for Death6 and Terminal Illness up to age 99.
    • Coverage1 for Total & Permanent Disability up to age 65.

  • Leave the hard work to the experts

    As the leading provider of wealth management solutions, AXA together with our partners, provide you with the expertise to help you make the most of your investments.

Important Information

1 Subject to underwriting requirements.

2 For top-ups, 100% of the top-up premiums are allocated to purchase units. Fees (if applicable) are deducted through cancellation of units.

3 Partial withdrawal is subject to a minimum amount of S$1,000. Please note that the minimum holding after withdrawal is S$5,000.

4 Minimum annual regular withdrawal amount is S$1,200 which can be payable on monthly, quarterly, half-yearly or yearly basis. Regular withdrawal will case if the policy value is to fall below S$5,000.

Regular withdrawal is not applicable for policies purchased using CPF monies. However, after age 55, if the CPF account meets the minimum sum requirement under Section 15 of CPF Act, the policy will be converted to cash and regular withdrawal will be allowed.

5 Unlimited free switches. Minimum switching amount into another fund is the lower of S$1,000 or 100% of the value of the original fund.

6 The death benefit will be higher of:

  • Between 110% to 125%, depending on the entry age of the Life Assured, of the total investments less withdrawals, or
  • The value of units.

The above is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract.

A product summary in relation to AXA INSPIRE™ is available and may be obtained from AXA Life Insurance Singapore Pte Ltd and the participating distributors' offices. Potential investors should read the product summary before deciding whether to subscribe for units in the sub-fund. This document is only product information provided by us. Past performance is not necessarily indicative of future performance. The value of units in the sub-fund and the income accruing to the units, if any, may fall as well as rise.

The contents of this material is not made with regards to the specific investment objectives, financial situations and particular needs of any person and is not to be construed as offers to sell or the solicitation of offers to buy any security. Potential investors may wish to seek advice from an adviser. In the event an investor chooses not to seek advice from an adviser, the investor should consider whether the product is suitable for him. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value may be less than total premiums paid.

The insurance policy featured in this website is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you should you buy the policy. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme (Life Insurance).
Back to top