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Mum's Advantage

Mum's Advantage

Pregnancy marks a joyful time; the beginning of a new chapter in your life. Along with preparing for the birth and welcoming your child, why not start preparing for medium to longer term expenses?

Now is a great time to start putting a little away into your child's "piggy bank" and preparing for any unexpected health issues.

AXA Mum's Advantage can last your child a lifetime and could make a big difference to both you and your child¹. A combination of investment and medical protection, it offers wealth accumulation, peace of mind and security in one fell swoop.

  • Combination of medical protection and investment

    AXA's Mum's Advantage is a combination of two plans, designed to offer reassuring health and financial protection for you as an expectant mother (from as early as 18 weeks) as well as for your baby while still in the womb. This flexible and comprehensive plan offers valuable coverage and investment opportunities that are hard to come by at this particular time of your life.

  • Wide Selection of Funds & Free Fund Switching

    (i) MumCare helps to ease the cost of treatment arising from possible Pregnancy Complications2. Your baby is also ensured guaranteed protection against the 18 listed Congenital Illnesses3. What's more, if you are carrying more than 1 foetus in the same pregnancy4 the benefits will apply to each child individually. Both mother and child5 also enjoy hospital care benefits.

    (ii) INSPIRE™ FlexiProtector / INSPIRE™ FlexiSaver provides a valuable head start in building up savings for your child's future, through investment in our wide variety of funds. INSPIRE™ FlexiProtector / INSPIRE™ FlexiSaver also incorporates automatic inclusion of Critical Illness rider6 when the policy is transferred into your child's name7.

    With Mum's Advantage you can be confident that your child will be well protected both before and after birth.

  • 18 types of congenital illnesses

  • 8 types of pregnancy complications covered
Important Information

1 Upon the birth of the child, the mother will need to notify the Company of the birth of the child within 60 days from the date the child is born and provided INSPIRE™ FlexiProtector / INSPIRE™ FlexiSaver policy has not lapsed or been terminated at time of transfer, the mother can opt to transfer INSPIRE™ FlexiProtector / INSPIRE™ FlexiSaver to the child up to the sum assured of $200,000 with no further underwriting.

2 Pregnancy Complications benefit is payable only once. Other benefits under MumCare/MumCare Plus continue, subject to the terms and conditions listed in the product summary.

3 The Congenital Illness Benefit is payable only once. If the mother is carrying more than 1 foetus in the same pregnancy, this benefit will apply to each child.

4 Benefit does not apply if the mother conceived through any form of artificial insemination.

5 Hospital Care Benefit is applicable for up to a maximum of 25 days and applicable to each child.

6 AXA Life will include an accelerated Critical Illness rider of the sum assured equivalent to the sum assured of the INSPIRE™ FlexiProtector / INSPIRE™ FlexiSaver policy without further underwriting, upon the transfer of INSPIRE™ FlexiProtector / INSPIRE™ FlexiSaver with Sum assured of less than or equal to S$200,000. Notification of the transfer of the policy from mother to child has to be within 60 days from the date of birth of the child.

7 If the mother conceives more than 1 foetus in the same pregnancy (not through any form of artificial insemination), only one MumCare/ MumCare Plus policy and the appropriate number of INSPIRE™ FlexiProtector / INSPIRE™ FlexiSaver policies for each foetus will be issued.

Mums advantage how it works

Option of a 3-year or 6-year coverage term

Mums advantage how it works table


Important Information

1 Hospital Care Benefit is applicable for up to a maximum of 25 days and applicable to each child.

This is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

A product summary is available and may be obtained from AXA Life Insurance Singapore Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy.

The above is for your information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a personal adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a personal adviser, you should consider whether the product in question is suitable for you.

The insurance policy featured in this website is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you should you buy the policy. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme (Life Insurance).
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